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Bank Mortgage Rates

Rates as at 5th March 2026. Please note that rates change regularly and this table is updated periodically so please refer to the banks website for their latest advertised rates or contact Oliver at RightSize Mortgages to learn of the latest rates. 

Bank
Variable Floating
6 months
18 months
1 year
2 years
3 years
4 years
5 years
ANZ
5.79
4.49
4.69
4.49
4.89
5.19
5.89
5.99
ASB
5.79
4.59
4.75
4.59
4.95
5.19
5.55
5.69
BNZ
5.84
4.49
4.64
4.49
4.69
4.99
5.19
5.29
Co-op
4.99
4.49
4.69
4.49
4.89
5.19
5.55
5.69
Kiwibank
5.75
4.49
4.49
4.89
5.25
5.69
5.79
sbs bank
5.84
4.69
4.69
4.49
4.89
5.15
5.55
5.69
TSB
5.79
4.59
4.75
4.39
4.69
4.99
5.19
5.29
Westpac
5.89
4.49
4.69
4.49
4.89
4.99
5.19
5.29

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